Norwood Financial Corp. Board of Directors

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest-bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; construction financing; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates branches in Northeastern Pennsylvania; and in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

Mr. James O. Donnelly

Mr. James O. Donnelly

President, CEO & Director

Ms. Tracie A. Young

Ms. Tracie A. Young

Senior VP & Director of Risk

Ms. Nancy A. Hart

Ms. Nancy A. Hart

Senior VP, Controller & Director of Operations

Mr. Vincent G. O'Bell

Mr. Vincent G. O'Bell

Executive VP & Chief Lending Officer

Mr. Joseph W. Adams

Mr. Joseph W. Adams

Senior VP & Director of Wealth Management

Mr. Joseph Mahon

Mr. Joseph Mahon

Senior VP & Finger Lakes Commercial Loan Team Leader

Mr. Ryan J. French

Mr. Ryan J. French

Senior VP & Director of Human Resources

Mr. John F. Carmody

Mr. John F. Carmody

Executive VP & Chief Credit Officer

Mr. Steven R. Daniels

Mr. Steven R. Daniels

Senior VP & Director of Consumer Banking

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