Franklin Financial Services Corporation Board of Directors

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Mr. Craig W. Best

Mr. Craig W. Best

President & Director

Ms. Amanda M. Ducey

Ms. Amanda M. Ducey

Corporate Secretary

Mr. Mark R. Hollar

Mr. Mark R. Hollar

EVP, CFO & Treasurer

Mr. Charles Benner Carroll Jr.

Mr. Charles Benner Carroll Jr.

Executive VP and COO of F&M Trust

Ms. Lorie M. Heckman

Ms. Lorie M. Heckman

Executive VP & Chief Risk Officer

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